Showing posts with label Economy. Show all posts
Showing posts with label Economy. Show all posts

Playing guitar in a bad economy - Musicians need to be creative

While the title of this article implies that it is only for the guitarist, it is for all musicians who are struggling with the economic downturn today.

Let's face it, jobs are hard to these days ... used primarily in American companies. Many believe that the music industry is suffering even more. Musicians seem more and more difficulties there are concerts in their area. Therefore, in the interest of my musician friends, I will not argue for fame and fortune in thisArticle. The issue here is more the local economy and musicians to help make them tick aligned.

The truth is known, it is nice to see poverty in our area. Why? Why is another way of views that the musicians who think the world owes something. First, the world owes you nothing and owes me nothing. It is one thing. Less than half of a thing. This is a good starting point.

Many local musicians (choose any city), the days are used whenConcerts on the trees are grown. Most were able to go to a club with a demo and to work that week. Not so easy these days, or so one might think. What happened to the words and the belief that "when life throws you lemons, make lemonade"? Once again, the economic point of view that the weak, and opening things up for the strong.

Here's the kicker. Crafts do not grow on trees, if you know what to look for and how to negotiate the deal. This is not the first bad economy and will not be the last.So Idiots (if that's what you do), get the tail and think! Unfortunately, the thought is to do some music, simple, but perhaps it's time to break new ground. If that sounds rather intimidating, well. This was the intent!

To fully explain my proposed plan of action for you, it is important to understand where I always have my information, is not it? In other words, because trust me or this article if you do not know some of my early background. By the way,I have no interest in Top-40 club, because I have done many years before the game nationally and internationally. But all these game club paid for years for me and I really hope that you will use your talent, after reading this article. Where is my information? Experience, experience and more experience.

With over fifty years of guitar under my fingers, thousands of concerts, plays, visits reached, publishing, production and compositionunder my belt, I would like the East Coast (New York, in particular), for which I thank my foundation for music. Of course, God is behind everything, praise is so, first of all things.

For those of you who do not understand the East Coast music scene (I lived in Southern California now for the last 30 years), it is important to understand that musicians still work seven days a week, if they wish. The east coast takes care of their groups and local musicians. The money, as IRemember, it's really good in places like New York, Chicago, Detroit, Boston, etc. imagine as much as you do what you want to do. The resulting knowledge (musicianship, industry knowledge, negotiation, public relations, etc.) are on the ground, the absolute maximum. I played a couple of decades into the channels of the east coast, before moving on to other things as a guitarist.

I do not know where you live, but I can say that the West Coast music scene is very different from the Midwestor East Coast music scene. The difference is the work, the equivalent in cash. So how can I sit here on the west coast to describe how good is the East Coast music scene? While the scene (in which the goods), will be what you do. Oh, now I can hear. What is this guy talking about? Let me explain.

Before the West and further in the music industry, I have club owners on a daily basis for twenty years. They all have something in common that they want, need,and the ardent desire to make money. That's right, money! Money. With this in mind, do you really think the owner of a club in California is different from a club owner in New York City? Believe me it is not. The only difference is that local musicians have taught the local club owner, and what local musicians from the local to accept club owner. In other words, many musicians landed feet of your order, reducing their self-esteem and self-esteem as a player. Many accept pay peanuts. These people are absurd. We all love music, but in reality ... come on, get your plan in motion and then you work! There is a twist here. The sentence is to adapt your thinking. Especially if you pay a musician to work and receive only peanuts.

Let's not kid each individual club owners of a goal in mind. The goal is how much money the customers to stay at a certain result of the fun inHome>. And how many people continue to dance the night away to the great sounds of Jackie and Jack The Blue Plate Special?

The bottom line for the club's owner is money! Well, here's the interesting thing (especially West Coast). It seems that many musicians are in the Club "I will show my talent impressive" thing, rather than understand the value of a well-paid gig. I know it sounds a bit 'cold, but that's what it is people.

The owners of the club I'm in this thingand therefore offer only peanuts for talent. Talent shows the club's owner, that this process is in order. Why? Like most musicians just want to play and be recognized for their talent. The money is secondary. But wait ... It's not all for the love of music? You're kidding right? How many medals do you need first to focus on creating a good life in music? One, two, 150 million? Believe me, if you're a family, provide for those pats on the back, have thelast thing you should think. Unfortunately, most musicians live for something new beat. They not only get.

Let me give some examples of what I described here. I remember when I came to Hollywood. I soon discovered, a great band to work and went to the heart of Hollywood in search of a concert. The owner of the club before I met offered me less than two peanuts. When I returned from New York, of course, laughed in his face. Hey, who cares who plays inthis city, I needed a gig and it was not with the line of shit and a laundry list of names that has impressed me spit.

I left his club and went across the street to another club (not as fashionable as the one I had just left). I spoke with the owner of the club and he was very open and receptive to my idea. What was my idea? I negotiated four peanut Deal for salary, 50% of the door and 35% of sales of alcohol to leave (to be careful with this. The ABC Board Watch for this one), and a little moreto maintain his two-thousand dollars from all sources was (incredibly, is not it?). Guess what '! My band guide to work just to kick the crap out of recently signed (major label), a band that played on the street. We also walked away with thousands and the other guys went with peanuts. Oh yes, he worked under the masks to show their talent.

The club owners on the street was furious. Night after night we have attracted massive crowds, along with many of his patrons. Finally, he felland asked me to name my price. Think about it .... MY NAME PRICE! Wow, I'm thinking! Answer ... I am!

Do you know how much money a club makes a good bar every night? Even a dip hole-in-the-wall bar is $ 2,000.00 per night. This is ten billiard tables and a bar stool and a juke box 20. A high-end clubs are 5.6, $ 7,000.00 per night only in the sale of alcohol. Add food and income leads in this scenario, and guess what you have? A very, very happy club owners. Now,What do you get? Peanuts? Why? Because what is assumed. Boycotts, club or creative appropriate its patrons of the club across the street and watch how quickly see the money in your bank account.

Negotiate think creatively focus on your business hat, follow to create their own rules, not the mass. Do not knock knocking on the door ... down the door! If someone is your talent, and play-for-pay and pay-per-play.

There are hundreds of ways to make agood life in music. However, a degree of trust is present in every negotiation. There are no rules. There is a lot of money to pay for a club band. They all like to believe that there is a certain amount, but in reality it is not. The owners of the club only pay for what will explain to a musician or band is acceptable. Do you think you earn on the amount of money your talent to the club's owner! This should straighten out your thinking very fast. In fact, if she knew that theAmount of money that some of these clubs, take in, I bet that would be almost angry and feeling a bit 'used and abused.

It 'important to get what you can handle the job. It is ego? E 'to show your talent? E 'to the applause? to earn money to buy food is to pay a mortgage, or send their children to school? If you really define its purpose, the rest will fall into place.

Yes, times are tough. Yes, a concert a concert. Note, however, this is the ideal time to negotiate withthe club owners. Of doing business. You have to earn money. So you have! This is the point. Earn. Otherwise, someone else will.

© 2009 Michael E. Fletcher. All rights reserved throughout the world.

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The transit of Pluto and the economy of America

In the horoscope of the United States, now Pluto in Capricorn ruler Normals move through the second house of money, the economy, the flow of the same, etc,. Pluto rules of transformational change, as they can not be predicted and even if it could never be stopped. Pluto rules of total collapse, but not for the sake of something other than the need to rebuild, re-set or re-build a better substitute positive and healthy. Yes, in the range of itsThe money and business.

The second house, even rules about what you value, as money has a value and things that we value ourselves, Pluto in "auto correct" position, the two "from" or "take away". What really make informed (Pluto will ensure that), and what value do not deserve / to be taken away. It's actually very simple. Pluto is now a chance to "let go". You can play against them all I think you need to fight, but at the end of the universe, ultimatelyRAW choose energy forces "for" or "against". No middle.

Our President (bless his heart with his selfless Neptune conjunct his natal Sun), always says: "We save our economy from near collapse." This is good news. The bad news is "we have just begun." Pluto transits are very slow and, eventually, COMPLETE, in the highest sense of the word. It 's like the journey of a small pebble thrown into a pond. The more one is from the point of impact, the mostdisseminate models actioin energy. Pluto is with us in a long, slow walk. At the end you feel completely exhausted, only to get up and go that extra mile in most (though it may be in another life!).

Pluto rules the underworld ... means "black tide" Some Kinda bell ring here? Think of the impact ... Pluto also rules "the wars and destruction. Having in mind is that the highest and final stage (what we do best, how do ...), the ability to Pluto, Restore,Re-make, Re-sume, and all the other "King", you can imagine. Think RE-switch when it comes to business and government, including banks. Yes, the rules of Pluto, the banks and corporations.

The transit of Pluto that country is currently in the second house, we continue to fill more than this chart position for another decade. A word to the wise to consolidate and come up with as little as possible (but not warehousing), because Pluto will reflect the quality of Alchemyliquefaction and change. Get ready!

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Buying a house in the New Economy - Advice for Buyers

Jean Chatzky, financial editor for the Today Show was on television recently to consumers about their credit scores to speak. She confirmed something I already knew, but supports it with some eye-figures.

In particular, the credit score you have been declared Jean for the best mortgage rates when buying a home into consideration. Here's how it broke:

* May 2006 - The borrower needs a loan of 620 to obtain the best prices.

* Required May 2008 - The borrower 760 or oneabove to the best prices.

This is an increase of 140 points, representing a significant difference when one considers that the global credit ranging only from 300 to 850th

Recent Economic Changes

Credit has always been important when buying a house and the application for a mortgage loan, but today it is more important than ever. To understand the reasons for this, we must look back in recent economic changes.

The subprime mortgage "meltdown" that launched in 2007 were far-reaching economic changes that we can still be seen today in 2008. Many banks went out of business, and lost thousands of Americans have their homes due to foreclosure. This caused a general tightening of credit conditions that affected consumers and businesses alike.

What does this mean for Home Buying

If you plan to buy a house in the near future, has this to do with you. As a result of these and other factors, the process of buying a> House on the market today is difficult. As I said earlier, you are a higher credit score for buying a home today than in the past needed, especially if you want quality for the best rates for your loan.

In addition, buyers with bad credit have fewer options today, as the subprime mortgage is virtually extinct. This makes the financial responsibility of the more important for the buyer in the modern economy.

So what is credit score for buying a home required in today'sEconomy? Well, this still depends on the individual participating mortgage lenders and their particular lending practices. But it is important to recognize that there is a big difference between the candidates for a mortgage loan and a good interest rate on the loan. For example, you could get approved for a mortgage with a credit score of 580 on. But you certainly will not get the best price at this level. This means that you pay more each month for as long as the loan.

According to the figuresJean Chatzky a few years ago you would have your score of only 40 points collected for the best interest to qualify - that is presented, it would benefit from a gain of 580 one 620th Today, however, you have to pay your credit-level increase by 180 points (580 to 760 to qualify) for the best prices. This is a big difference!

My advice to all buyers

The purchase of a home today need better credit than the buyers of, say, three or four years. The federal government isgreater pressure on the lenders. The mortgage borrowers are under consideration. And borrowers are under increased pressure to get good credit scores for loans in question.

All of this is unlikely for the foreseeable future. So, if you fall into the bad credit range, is my advice to you:

Do not buy a home until you get your financial "house" in order. Even if you get qualified with a low value, you will be a huge amount of interest on the loan to be paid. So instead ofRushing out to buy a house before you are ready financially, but to focus on improving your credit score. Pay all your bills on time. Reduce your debt. And start saving money - the more the better.

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